Terms of Service

1. Introduction

Welcome to Savvy Scratch. These Terms of Service ("Terms") govern your use of our website, mobile application, and services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Service.

2. Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding contract.

3. Account Registration

To use certain features of our Service, you must create an account. You agree to:

  • Provide accurate, current, and complete information during the registration process.
  • Maintain and promptly update your account information.
  • Keep your password secure and confidential.
  • Notify us immediately of any unauthorized use of your account.

4. Subscription and Payments

Savvy Scratch operates as a subscription-based service. By subscribing, you agree to:

  • Pay the subscription fees as outlined on our website.
  • Allow us to charge your payment method on a recurring basis.
  • Understand that subscription fees are non-refundable.

5. License and Restrictions

We grant you a limited, non-exclusive, non-transferable, and revocable license to use our Service for personal, non-commercial use. You agree not to:

  • Use the Service for any illegal or unauthorized purpose.
  • Modify, copy, distribute, or create derivative works of the Service.
  • Use any automated systems to access the Service.

6. User Content

You may submit content to our Service, such as reviews and comments. By submitting content, you grant us a worldwide, perpetual, irrevocable, royalty-free, non-exclusive license to use, reproduce, modify, and distribute your content. You represent and warrant that you own or have the necessary rights to use and submit such content.

7. Prohibited Conduct

You agree not to:

  • Violate any applicable laws or regulations.
  • Infringe on the rights of others, including intellectual property rights.
  • Engage in harmful or fraudulent activities.
  • Disrupt or interfere with the security or functionality of the Service.

8. Termination

We may terminate or suspend your access to the Service at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, Savvy Scratch and its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, or goodwill, arising from or related to your use of the Service.

11. Indemnification

You agree to indemnify and hold harmless Savvy Scratch and its affiliates, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorney fees, arising out of or in any way connected with your use of the Service or your breach of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of Texas, without regard to its conflict of law principles.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

14. Contact Us

If you have any questions about these Terms, please contact us at support@savvyscratch.com.